Our Services


We offer Front Office Services and Activities, which are services similar to those offered by banks.


We offer Back Office Service and Activities which include but are not limited to Share Deposits and Credit facilitites.

Sacco ATM Services

We have our own exclusive ATM network that is managed from our head office which serves 6 ATM machines that are located in our various branches.

Sacco Link

We have partnered with Co-operative bank to provide our members with VISA Debit ATM cards. Members are now able to access their accounts from any VISA branded ATMs , Co-op kwa Jirani agents, and Point-of-Sale terminals e.g supermarkets, petrol stations, etc.

Mobile Banking

Through Spotcash Mobile Banking platform, our members are able to access the following services; Withdrawal to M-Pesa, Account Deposit, Airtime Purchase, Account Balance inquiry, Account mini-statement and E-loans (Chapaa Mkononi & Dividend Advance)

Agency Banking

We have partnered with various institutions to offer our members the following agent banking services:

Solution Sacco Mashinani – Solution Sacco Ltd services.

Co-op Kwa Jirani – Co-operative bank services.

KCB Mtaani –  KCB bank services.


M-Pesa Services

M-Pesa services offered in our SACCO include: Pay Bill, Mpesa-Agency and M-Pesa Super Agency.

SMS Alerts

We provide Salary alerts, New Product alerts, Product update alert, Promotion Alerts, ATM transaction alerts, Guarantor Notification alerts, and Bulk SMS Alerts.

Discover Our Products

Learn more about our Savings Accounts

Learn more about the credit facilities we provide

Latest News

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Do you want to learn more about us and find out how you can benefit from our services? Visit any of our branches and you'll get all the assistance that you require.